insurance

Misconceptions about Civil Contracting Insurance

As your contracting business has grown, so has the need to have certain administrative tasks taken care of. One of those tasks is to obtain and carry civil contracting insurance. Unfortunately, there are a few misconceptions out there about this type of insurance. With that in mind, here are some of those misconceptions and what you need to know about each one before obtaining your insurance: Blanketed Coverage Blanketed coverage, when it concerns civil contracting insurance, refers to the misconception that the insurance covers all liability.

Why it May Not Be Wise to Opt for a High Deductible on Fleet Insurance

Customers have an option to choose what the deductible (the amount you pay out of your pocket in case an insured risk occurs) on their insurance policy should be. Some people choose the highest deductible possible while others opt for the lowest. This article discusses why it may not be a very wise decision to select the highest deductible for your heavy motor insurance. Your Driver's Driving Records Play a Key Role in Premium Rate Assessments